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Keeping Up with Health Care Reform (T)

Plan Today. Protect Tomorrow.

Health Care Reform means many things but, mostly, it seems to mean that there are a lot changes. With all of these changes comes a lot of confusion. We want to help you keep up with all of the new policies and the all of alterations to the existing policies. On this page you will find links to articles that will provide you with detailed information regarding Health Care Reform (ACA, Affordable Care Act, Obamacare.) We will continue to update this site as more information comes our way. As always, we are available to answer all of your questions.

Understanding ACA's 90 Day Waiting Period Limitation This article defines the 90-day waiting period and is intended to help employers understand this limitation.

Aetna Funding Advantage offers the benefits of self-funding, with financial protection to manage risk

ERISA- Urgent Information regarding Employee Retirement Income Security Act (ERISA) and how it impacts businesses and employees and the possible risk it presents

Identity Theft Protection- Independence Blue Cross is pleased to offer members a new value-added service at no cost

What having no health insurance means for your tax filing

New Guidance Clarifies Adjusted Affordability and Penalty Thresholds Under Pay or Play

Two Year Delay of the CADILLAC Plan

New Health Insurance Marketplace Coverage Options and Your Health Coverage for Employers WITH Health Benefits!

New Health Insurance Marketplace Coverage Options and Your Health Coverage for Employers WITHOUT Health Benefits!

Model Letter Individual Creditable Coverage Disclosure

Guidance Issued on Coverage for Preventative Items and Services. Frequently Asked Questions (FAQs) with respect to the Affordable Care Act (ACA) requirement for a non-grandfathered group health plan to provide coveragre for preventative items and services (including contraception) without any cost-sharing requirements.

ERISA Requirements- Many employers do not fully understand Employee Retirement Income Security Act (ERISA), how it impacts business and employees, and the possible risks it presents.

Keeping Medical and Dental Benefits Separate Pediatric dental benefits don't have to be embedded with the other essential health benefits in a medical plan in order to meet the Affordable Care Act requirements. Keeping your dental benefits separate and administered by a
dental expert can bring additional value and cost savings.

Delta Dental Now Has a New Product Offering For 2014 allowing elibility for groups of 2-4 in in the Delta Dental's Small Business Dental Program. Minimum group size is 2 with a minimum of 2 enrolled. DeltaCare USA, the PPO 3 and Vol 2 plans are the only available to businesses within this new 2-4 group market.  Check out the sample Rates.

W-2 Aggregate Reporting Reminder

 New Health Care Reform Aetna Quotes

Preventative Service Coverage will now include Contraceptive Methods

Essential Health Benefits Guide

Essential Health Benefits and Coverage Offerings

Minimum Essential Coverage as of 1/1/14 and Individual Exemptions

Reduce Healthcare Costs with Flexible HRA Options

Women's Preventive Care Services Covered under Health Care Reform

Small Business Health Insurance Tax Credit