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Health Care Reform means many things but, mostly, it seems to mean that there are a lot changes. With all of these changes comes a lot of confusion. We want to help you keep up with all of the new policies and the all of alterations to the existing policies. On this page you will find links to articles that will provide you with detailed information regarding Health Care Reform (ACA, Affordable Care Act, Obamacare.) We will continue to update this site as more information comes our way. As always, we are available to answer all of your questions.
Understanding ACA's 90 Day Waiting Period Limitation This article defines the 90-day waiting period and is intended to help employers understand this limitation.
Aetna Funding Advantage offers the benefits of self-funding, with financial protection to manage risk
ERISA- Urgent Information regarding Employee Retirement Income Security Act (ERISA) and how it impacts businesses and employees and the possible risk it presents
Identity Theft Protection- Independence Blue Cross is pleased to offer members a new value-added service at no cost
What having no health insurance means for your tax filing
New Guidance Clarifies Adjusted Affordability and Penalty Thresholds Under Pay or Play
Two Year Delay of the CADILLAC Plan
New Health Insurance Marketplace Coverage Options and Your Health Coverage for Employers WITH Health Benefits!
New Health Insurance Marketplace Coverage Options and Your Health Coverage for Employers WITHOUT Health Benefits!
Model Letter Individual Creditable Coverage Disclosure
Guidance Issued on Coverage for Preventative Items and Services. Frequently Asked Questions (FAQs) with respect to the Affordable Care Act (ACA) requirement for a non-grandfathered group health plan to provide coveragre for preventative items and services (including contraception) without any cost-sharing requirements.
ERISA Requirements- Many employers do not fully understand Employee Retirement Income Security Act (ERISA), how it impacts business and employees, and the possible risks it presents.
Keeping Medical and Dental Benefits Separate Pediatric dental benefits don't have to be embedded with the other essential health benefits in a medical plan in order to meet the Affordable Care Act requirements. Keeping your dental benefits separate and administered by adental expert can bring additional value and cost savings.
Delta Dental Now Has a New Product Offering For 2014 allowing elibility for groups of 2-4 in in the Delta Dental's Small Business Dental Program. Minimum group size is 2 with a minimum of 2 enrolled. DeltaCare USA, the PPO 3 and Vol 2 plans are the only available to businesses within this new 2-4 group market. Check out the sample Rates.
W-2 Aggregate Reporting Reminder
New Health Care Reform Aetna Quotes
Preventative Service Coverage will now include Contraceptive Methods
Essential Health Benefits Guide
Essential Health Benefits and Coverage Offerings
Minimum Essential Coverage as of 1/1/14 and Individual Exemptions
Reduce Healthcare Costs with Flexible HRA Options
Women's Preventive Care Services Covered under Health Care Reform
Small Business Health Insurance Tax Credit