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Estate Planning has many components.  While protecting your life secures your family’s financial future in the event of your death, it’s also important to protect their financial well-being should you be unable to earn an income.  Disability insurance provides for the possibility that you could become disabled/unable to work at some point in your career, even if only for a short time. In such a case, disability income insurance can work for you, by protecting your income and your lifestyle. Disability can result from injury, pregnancy, or chronic illness—and the results can devastate a family. Krum Insurance & Financial Services, LLC will help you understand how short-term and long-term disability insurance can help you protect your family and will guide you to do what’s most suitable for your circumstances and your budget.

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