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ACA O
PEN ENROLLMENT FOR INDIVIDUAL COVERAGE

The open enrollment period to elect coverage under an individual plan in the Health Care Exchange Marketplace runs from November 1, 2017 through December 15, 2017. Coverage selected during the open enrollment period becomes effective January 1, 2018. After December 15, 2017, an individual can enroll in Marketplace coverage only if the individual experiences a special enrollment life event.

The Marketplace offers qualifying health coverage to individuals who do not have health coverage through an employer or another government program. 

There are subsidies toward that coverage available for qualifying individuals. The savings are based on annual household income.

Individuals can apply for coverage at www.healthcare.gov. Applications can be made online, by phone, in person or with a paper application. All individuals should make sure they have qualifying health coverage or will be subject to a tax penalty