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BUSINESS INSURANCE

Krum Insurance & Financial Services, LLC specializes in helping businesses understand their risks and protect their assets and interests. Located in Feasterville, PA for more than 30 years, Krum Insurance & Financial Services has helped businesses like yours obtain the proper insurances at the best price available.

When you meet with Krum Insurance & Financial Services, LLC, as the business owner you will do most of the talking. Our goal is the complete understanding of your business, its activities, and its risks. Our job is establishing needs and finding the best solutions for them.

Typical Commercial Insurance Policies include:

  • General Liability Insurance— an insurance policy that protects your livelihood. General Liability Insurance is available in combination with a Business Owner’s Policy (BOP) or as a separate policy. General Liability Insurance protects your business assets from a variety of claims that can arise from your business operations.

  • Commercial Auto Insurance—a policy that covers the physical damage and liability for amounts, situations and usage not covered by a personal auto policy. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy. Employees driving their own cars on company business? We need to talk!

  • Professional Liability Insurance—also called errors and omissions insurance (E & O insurance), protects you and your business from claims of negligence in the services you provide, even if you haven’t made a mistake.

  • Property Coverage— an insurance policy that provides replacement cost coverage for most buildings and personal property.

  • Workers’ Compensation Insurance—a mandatory insurance that covers medical costs and a portion of loss wages for an employee who becomes injured or ill on the job. Workers’ Comp insurance also protects companies from being sued by employees for workplace conditions that can cause an injury or illness.

  • Group Health, Life and Disability Insurances—these insurance policies provide employees with access to personal insurance plans they might not be able to purchase as an individual; and often at lower prices based on group access.

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